buying · Free to use

What would this home cost each month?

Bring the mortgage, taxes, fees and everyday expenses into one clear monthly picture.

Your numbers stay in this page and are not sent to analytics or saved to an account. All amounts are Canadian dollars. Missing costs are clearly marked. Enter 0 when an expense is included or does not apply.

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Your purchase

Purchase price * ($)

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Enter down payment as

Down payment * ($)

Required for this estimate.

Annual interest rate * (%)

Use your lender's quote or your own scenario. This is not a current rate offer.

Amortization

Enter a price to see the minimum down payment.

Everyday ownership costs

Property tax per year ($)

Divided by 12 in your monthly budget.

Condo fees per month ($)

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Home insurance per month ($)

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Utilities per month ($)

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Maintenance allowance per month ($)

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Your comfortable monthly budget ($)

Optional. Compare with what you would like to spend.

A clear starting point

These estimates cover ordinary owner-occupied Ontario resale homes, with a traditional down payment. New-build taxes, investment or multi-unit financing, non-resident taxes and unusual transactions are outside the estimate, not assumed to cost zero. Confirm lender terms and closing figures with your lender and lawyer.

Rules reviewed September 9, 2026.

Sources and calculation assumptions

Read the buyer guide Plan your cash to close